Transaction Account Programs    Free Share Draft Accounts    Mastercard Debit Card    Overdraft Protection    Home Banking    Direct Deposit    ACH Transactions    Payroll Deduction    Voice Response System    Wire Transfers Lending Programs    Visa Credit Card    New & Used Auto Loans    New Motorcycle Loans    Home Improvement Loans    Home Equity Lines of Credit    Share Secured Loans    Mortgage Loans    Debt Consolidation Loans    Personal Loans    Stafford / Plus Loans Savings Programs    Share Accounts (Savings)    Special Purpose Club Accounts    Share Certificate Accounts    Individual Retirement Accounts    Educational Savings Accounts Other Services    Drive up Teller    Surcharge free ATM    Surcharge free ATMs in the SUM Network    NADA Used Vehicle Information    Member Pay Disability & Life Insurance    Discounted Auto & Homeowners Insurance    Discounted Movie Tickets    American Express Travelers Cheques    Automatic Loan Payment Transfers Privacy Policy       Terms of Use       Home Banking Agreement & Disclosure   Home Equity Loans Whether you're building an addition to your home, remodeling the kitchen, going on vacation, or simply want the security of knowing you'll have money available when you need it, we offer some of the lowest rates in town. And we pay all the closing costs! How can you beat that? Click here for rates. Get Your New or Used Car Loan Here!! With Spring fast approaching, now is the perfect time to lock into our great rate of 5.5% APR. This rate is for members who choose to make automatic payments each month. With our simple application, all loans are processed immediately by the next business day. Applications are available online or just stop in and pick one up at the Credit Union at your convenience. Click on RATES to check out all available car loan rates.