The Credit Union offers a variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are Federally Insured by the NCUA up to at least $100,000.
Share Accounts
Your share savings account represents your share of ownership in the Credit Union. This is the primary account for all members. It must have a minimum balance of $5.00 to remain an active account. Dividends are paid monthly and are based on the average daily balance in your account.
Additional Share Accounts
Christmas Club Accounts
Vacation Club Accounts
Share Certificates
The West Springfield FCU offers 6 months, 1year 18 months and 2 year term certificates. The minimum deposit is $1,000. You will not be able to make additional deposits to an existing account. We may impose a penalty if you withdraw from your account before the maturity date.
Share Draft Accounts (Checking)
Our Share Draft Account offers you a convenient way to manage all your financial needs.
No monthly service fees
No minimum balance required
No per check charges
MasterCard Debit Cards are obtainable through this account. Overdraft protection is available from your share savings account. The share draft account is offered to members who are least 18 years old.
Privacy Policy Terms of Use Home Banking Agreement & Disclosure
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Need a line of credit, or a 5 or 10 year fixed home equity loan? Check us out. We pay all closing costs!
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Great rates on both new and used autos. Many options available. All loans processed next business day.
Click here for details.
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Now get a Visa Credit Card with one low fixed rate for all purchases, cash advances, balance transfers.
Click here for details.
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A must read and very important message from the President of West Springfield Federal Credit Union.
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