The Credit Union offers a variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are Federally Insured by the NCUA up to at least $100,000.
Share Accounts
Your share savings account represents your share of ownership in the Credit Union. This is the primary account for all members. It must have a minimum balance of $5.00 to remain an active account. Dividends are paid monthly and are based on the average daily balance in your account.
Additional Share Accounts
Christmas Club Accounts
Vacation Club Accounts
Share Certificates
The West Springfield FCU offers 6 months, 1year 18 months and 2 year term certificates. The minimum deposit is $1,000. You will not be able to make additional deposits to an existing account. We may impose a penalty if you withdraw from your account before the maturity date.
Share Draft Accounts (Checking)
Our Share Draft Account offers you a convenient way to manage all your financial needs.
No monthly service fees
No minimum balance required
No per check charges
MasterCard Debit Cards are obtainable through this account. Overdraft protection is available from your share savings account. The share draft account is offered to members who are least 18 years old.
Privacy Policy Terms of Use Home Banking Agreement & Disclosure
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Home Equity Loans
Whether you're building an addition to your home, remodeling the kitchen, going on vacation, or simply want the security of knowing you'll have money available when you need it, we offer some of the lowest rates in town. And we pay all the closing costs! How can you beat that? Click here for rates.
Get Your New or Used Car Loan Here!!
With Spring fast approaching, now is the perfect time to lock into our great rate of 5.5% APR. This rate is for members who choose to make automatic payments each month. With our simple application, all loans are processed immediately by the next business day. Applications are available online or just stop in and pick one up at the Credit Union at your convenience. Click on RATES to check out all available car loan rates.
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